Resources
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The resources are provided for quick reference or opportunities for further exploration and learning on particular topics.
| Resource Name | Purpose | URL | Skill | Topic |
|---|---|---|---|---|
| Daughter Throws Away Mattress Stuffed with Mother's $1m Life Savings by The Guardian | article from 2009 about an Israeli woman’s daughter threw out her mother’s mattress without knowing her life savings of $1 million was stuffed inside | https://www.theguardian.com/world/2009/jun/10/million-dollar-mattress-thrown-away | Save Money | Selecting a Savings Account |
| Economic Well-Being of U.S. Households (SHED) by the Federal Reserve | article from 2021 describing how over 33% of Americans would not be able to deal with a $400 emergency because of lack of money in their savings account | https://www.federalreserve.gov/publications/2022-economic-well-being-of-us-households-in-2021-dealing-with-unexpected-expenses.htm | Save Money | Savings 9-1-1 |
| Goldilocks and the Three Bears | reference to Goldilocks wanting everything to be "just right" when referring to right sizing the budget | https://americanliterature.com/childrens-stories/goldilocks-and-the-three-bears | Budget Money | Right Size the Budget |
| New FTC Data Show Consumers Reported Losing Nearly $8.8 Billion to Scams in 2022 by the Federal Trade Commission | article about how bank fraud has been on the rise | https://www.ftc.gov/news-events/news/press-releases/2023/02/new-ftc-data-show-consumers-reported-losing-nearly-88-billion-scams-2022 | Budget Money | Monitor Your Money |
| The Big View: All Sentinel Network | statistics on money fraud and identity theft | https://public.tableau.com/app/profile/federal.trade.commission/viz/TheBigViewAllSentinelReports/TrendsOverTime | Budget Money | Monitor Your Money |
| Budgeting 101 Survey by Intuit | article about how Americans spend money | https://mint.intuit.com/blog/budgeting/spending-knowledge-survey/ | Budget Money | Monitor Your Money |
| EveryDollar | free online budgeting tool | https://www.ramseysolutions.com/ramseyplus/everydollar?gad_source=1&gclid=Cj0KCQiA2eKtBhDcARIsAEGTG41sviyt4pgWy5--4MleJSvGZtPag99fwctMBIcUHSPrAkMFWbjudsYaAgzAEALw_wcB | Budget Money | |
| Empower | free online budgeting tool | https://www.empower.com/personal-investors/budget-planner | Budget Money | |
| BudgetPulse | free online budgeting tool | https://www.budgetpulse.com/ | Budget Money | |
| Expenses OK | free iOS mobile budgeting tool | https://apps.apple.com/us/app/expenses-ok-expenses-tracker/id932322041 | Budget Money | |
| Achieve MoLo | free mobile budgeting tool | https://www.achieve.com/molo-app | Budget Money | |
| Mint | free online budgeting tool | https://mint.intuit.com/ | Budget Money | |
| Impulse Spending Report: Americans are Shopping Smarter in 2023 by SlickDeals | article about impulse spending trends (reference to 43% of people shopping on their phone in bed) | https://money.slickdeals.net/surveys/slickdeals-impulse-spending-survey-2023/ | Create Healthy Money Mindset | Think Before You Spend |
| Americans Have Increased Their Impulse Spending by 14% in 2022 Compared to 2021, According to Annual Survey Commissioned by Slickdeals (PR Newswire) | article about impluse spending (reference to the top impulse buys for adults) | https://www.prnewswire.com/news-releases/americans-have-increased-their-impulse-spending-by-14-in-2022-compared-to-2021-according-to-annual-survey-commissioned-by-slickdeals-301551014.html | Create Healthy Money Mindset | Think Before You Spend |
| Your Powerful, Changeable Mindset by Stanford Report | interview with Dr. Jacob Tower from Stanford University about mindsets and decision-making | https://news.stanford.edu/report/2021/09/15/mindsets-clearing-lens-life/#:~:text=spoke%20to%20Dr.-,Jacob%20Towery%2C%20adjunct%20clinical%20instructor%20in%20the%20department%20of%20psychiatry,expectations%20based%20on%20this%20input. | Create Healthy Money Mindset | Healthy Mindset = Healthy Habits |
| Nearly 20% of Americans Have Made A Financial Decision Based on Horoscope by PR Newswire | article exploring how horoscopes impact financial decisions | https://www.prnewswire.com/news-releases/nearly-20-of-americans-have-made-a-financial-decision-based-on-horoscope-301439955.html | Create Healthy Money Mindset | Good Financial Decision Making |
| Poverty Guidelines from the U.S. Department of Health and Human Services | poverty guidelines and calculator | https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines/prior-hhs-poverty-guidelines-federal-register-references | Create Healthy Money Mindset | Financial Freedom |
| RobinHood | online trading platform app | https://www.robinhood.com/us/en/ | Create Healthy Money Mindset | Debunking Money Myths |
| Acorns | online trading platform app | https://www.acorns.com/ | Create Healthy Money Mindset | Debunking Money Myths |
| Public | online trading platform app | https://public.com/ | Create Healthy Money Mindset | Debunking Money Myths |
| 2024 Credit Card Debt Statistics by Lending Tree | American credit card debt statistics from 1999 to present-day | https://www.lendingtree.com/credit-cards/credit-card-debt-statistics/ | Manage Money | Credit Card Usage |
| Average Credit Card Debt in 2024 and Historical Balances by WalletHub | article about credit card debt and statistics | https://wallethub.com/edu/cc/average-credit-card-debt/25533 | Reduce Debt | Managing Extreme Interest Rates |
| Average Credit Card Balances up 13.2% to $5,910 in 2022 by Experian | article about how credit card average balances rose by double digits in 2022, after falling for two years | https://www.experian.com/blogs/ask-experian/state-of-credit-cards/ | Reduce Debt | Managing Extreme Interest Rates |
| Federal Trade Commission | guidance on choosing a good credit counseling option | https://www.ftc.gov/ | Reduce Debt | Downsizing Debt |
| Stash | online investment app | https://www.stash.com/ | Invest Money | Start Simple and Small |
| M1 | online investment app | https://m1.com/ | Invest Money | Start Simple and Small |
| WeBull | online investment app | https://www.webull.com/ | Invest Money | Start Simple and Small |
| Betterment | online investment app | https://www.betterment.com/ | Invest Money | Start Simple and Small |
| SoFi Invest | online investment app | https://www.sofi.com/invest/ | Invest Money | Start Simple and Small |
| Stockpile | online investment app | https://www.stockpile.com/ | Invest Money | Start Simple and Small |
| S&P 500 | a stock market index tracking the stock performance of 500 of the largest companies listed on stock exchanges in the United States | https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview | Invest Money | Investment Strategies |
| Nasdaq | stock market data | https://www.nasdaq.com/ | Invest Money | Investment Strategies |
| Dow Jones | a stock market index of 30 prominent companies listed on stock exchanges in the United States | https://www.dowjones.com/ | Invest Money | Investment Strategies |
| What percentage of cash should be in my portfolio? by U.S. Bank | article about recommended percentage of cash and cash equivalents in your portfolio | https://www.usbank.com/investing/financial-perspectives/investing-insights/percentage-of-cash-in-my-portfolio.html#:~:text=Cash%20and%20cash%20equivalents%20can,and%2010%25%20of%20your%20portfolio. | Invest Money | Cash on Hand |
| Student Aid | scholarship information | https://studentaid.gov/ | Fund Education | Shopping for Scholarships |
| U.S. Department of Labor Scholarship search | scholarship search database and tool | https://www.accessandequity.org/u-s-department-of-labor-scholarship-search/ | Fund Education | Shopping for Scholarships |
| College Board's Big Future | scholarship search database and tool | https://bigfuture.collegeboard.org/pay-for-college/scholarship-search | Fund Education | Shopping for Scholarships |
| FastWeb | scholarship search database and tool | https://www.fastweb.com/ | Fund Education | Shopping for Scholarships |
| Career One Stop | scholarship search database and tool | https://www.careeronestop.org/Toolkit/Training/find-scholarships.aspx | Fund Education | Shopping for Scholarships |
| Appily | scholarship search database and tool | https://www.appily.com/ | Fund Education | Shopping for Scholarships |
| Scholarship Owl | scholarship search database and tool | https://scholarshipowl.com/ | Fund Education | Shopping for Scholarships |
| Scholly | scholarship search database and tool | https://myscholly.com/ | Fund Education | Shopping for Scholarships |
| Finaid | website about how to find scholarships, scholarship groups, scholarship providers, and a scholarship search tool | https://finaid.org/scholarships/ | Fund Education | Shopping for Scholarships Ready, Set, School |
| Average Cost of College and Tuition by Education Data Initiative | data and statistics about college and tuition cost | https://educationdata.org/average-cost-of-college | Fund Education | Ready, Set, School |
| FAFSA Application | FAFSA application form | https://studentaid.gov/h/apply-for-aid/fafsa | Fund Education | Ready, Set, School Financial Aid Facts |
| FAFSA website | FAFSA website | https://studentaid.gov/ | Fund Education | Financial Aid Facts Figuring Out the FAFSA |
| College is more expensive than ever, but 'almost no one' is paying sticker price by Business Insider | article about rising cost of college and tuition along with information debpictingstudents who are not paying the full price for college and tuition | https://www.businessinsider.com/personal-finance/college-expensive-most-students-dont-pay-full-cost#:~:text=%22At%20private%2C%20nonprofit%20four%2D,for%20New%20York%20Times%20Magazine. | Fund Education | Financial Aid Facts |
| Loans - Federal Student Aid | information about federal loans | https://studentaid.gov/understand-aid/types/loans | Fund Education | Federal vs. Private Loans |
| Federal Pell Grant | information about federal pell grants | https://studentaid.gov/understand-aid/types/grants/pell | Fund Education | Figuring Out the FAFSA |
| Annual Credit Report | submit a request for your free credit reports | https://www.annualcreditreport.com/index.action | Build Good Credit | Reading Your Credit Report Credit Building Blocks |
| Experian | credit reporting agency | https://www.experian.com/ | Build Good Credit | Reading Your Credit Report Creating Creditworthiness Building A Strong Score |
| Equifax | credit reporting agency | https://www.equifax.com/ | Build Good Credit | Reading Your Credit Report Creating Creditworthiness Building A Strong Score |
| TransUnion | credit reporting agency | https://www.transunion.com/ | Build Good Credit | Reading Your Credit Report Creating Creditworthiness Building A Strong Score |